Our Global Business Approach

Directing Capital to Where It Creates the Greatest Impact

Empowering founders and businesses across markets to scale and transform industries

We drive innovation and inclusion through partnering with Fintechs across emerging markets. While our lending business remains the core, we are actively expanding our equity deals under our corporate venture capital arm, especially in India, Southeast Asia and Latin America, alongside the growth of our local businesses.

Debt

We facilitate lending at scale through different models of investing through funds, wholesale lending, co-lending, and direct to market.

Fintech Founders or Business

Equity

We make direct start-up investments at pre-seed to Series B, and run an active fund-of-fund mandate to early-stage VC funds, focusing on India, Southeast Asia, and Latin America.

Growing deep roots in markets with truly localised solutions

We are present in some of the world’s most populous and underserved markets, where the needs are the greatest, tailoring our offering to the context of each market.

Operating without borders to unlock the right opportunities

Our vision extends far beyond the markets we have operations in, and we actively seek opportunities wherever they arise, transcending boundaries and driving meaningful impact. Across the years, we have provided debt investments through Saison Investment Management (in blue) where we believe in the deep potential of markets, and equity investments through our corporate venture capital arm, Saison Capital (in orange).

Backed by a 70+ year strong legacy in finance 
in Japan

From MSMEs gaining financial access to individuals securing opportunities they never thought possible, our work is measured by real-world results.

74

Years of history

$27B

Balance sheet (USD)

219,513

Business credit cards issued to our business partners (as of Mar 2024)

35

Million Card holders *25 million for Credit Saison alone

7

Countries expanded

6000+

Employees globally