A Transformative Partner in Driving Positive Impact

Our Impact Goals

We have set up our impact goals in line with the UN Sustainable Development Goals.

1 Unlock MSMEs’ growth potential and economic opportunities

Decent work and economic growth

Contribute to income generation and decent job creation

Industry, innovation and infrastructure

Foster market integration of MSMEs through digitalization

2 Improve the livelihoods of historically underserved individuals and households

No poverty

Enable underserved individuals to access appropriate financial services, new technology, basic services, products and goods

Reduced inequalities

Build the economic and social resilience of underserved and excluded individuals

Our Impact in Numbers

Despite global progress, 1.4 billion adults remain unbanked, limiting essential financial access. We’re changing that with our tailored solutions.

USD 2.5B

disbursed by our subsidiaries, 77% of which are through fintechs

2.4 Million

loans disbursed by our subsidaries

14,912

companies directly supported

195,611

jobs directly supported

137 Million

loans disbursed by our portfolio companies

USD 533

average loan size

28M MSMEs

reached by our partner financial institutions,
69% women-led businesses

28M Individuals

reached by our partner financial institutions

Impact from the Ground Up

2024 Annual Impact Report

Get a glimpse of the real stories that inspire us to continue the work that we do every single day, bringing people, partners and technology together, to create resilient and innovative financial solutions for positive impact.

Download Report PDF

Download Report PDF (Japanese)

Our Impact in Action

It takes a village.

Discover how we’re building up a generation of empowered MSMEs, individuals, and businesses in India, Brazil and Cambodia.

India

Brazil

Cambodia

Our Approach

There is power in change.

As seasons change, so do challenges. Saison's approach to impact is to use process, partnership, and patient finance to connect and incentivise new companies to help us build more inclusive financial systems globally.

Screening

Categorisation

Assessment

Management

Monitoring

Verified by

Finding the best partners

We select and support partners that provide promising opportunities on the ground. We do so by investing capital through them to enable financial inclusion at scale.

Enhancing ecosystems

We are committed to a system-level approach to impact, in which a problem is examined holistically and all the pieces of the system must move in order to solve it. This approach is deeply influenced by the Kaizen principle that translates as "change for the better" and that encourages continuous improvement, as well as inclusion and empowerment at all levels.

Collaborating with leading organisations

Since the inception of our impact team in 2022, we have been working closely with peers and leading organisations, learning and contributing back to the development of the impact industry.

Global Impact Investing Network

AVPN

Japan Impact-driven Financing Initiative

Blue Mark

Global Impact Investing Network

AVPN

Japan Impact-driven Financing Initiative

Blue Mark

Global Impact Investing Network

AVPN

Japan Impact-driven Financing Initiative

Blue Mark

We truly embody the essence of patient capital, making long-term investments in early-stage and growth businesses, guided by a mandate from our Japan office. Beyond individual loans, we prioritise their broader, systemic impact on the economy.

Carlos Rius

Country Manager, Credit Saison Mexico

Our Impact & Sustainability Team